Use cases · 4 production blueprints
Use cases
Built for every fintech model.
From digital banks to crypto-fiat platforms, the same modular infrastructure adapts to the product you want to ship.
01 / FLAGSHIP
Digital Bank
A full-service neobank with branded apps, multi-currency accounts, card issuing and integrated lending — launched under your license in weeks.
Core modules
White-Label PlatformKYC / AMLBanking RailsCard Issuing
Talk to an architectWhat you ship
01
Native iOS, Android and web apps under your brand
02
Multi-currency accounts with real-time FX
03
Virtual and physical card issuance
04
Peer-to-peer and bulk transfers
05
Savings, lending and investment modules
4-6
weeks to launch
50+
currencies
100%
white-label
02 / VOLUME
Remittance & Money Transfer
A cross-border transfer platform powered by stablecoin settlement and local payout rails — competitive FX, instant delivery, full compliance.
Core modules
Payment RailsFX EngineCompliance LayerMobile Apps
Talk to an architectWhat you ship
01
Cross-border transfers across 50+ corridors
02
Real-time mid-market exchange rates
03
Bank, mobile money and cash pickup payouts
04
Recipient and beneficiary management
05
End-to-end transaction tracking
<10s
avg. settlement
40+
payout countries
0.3%
FX spread
03 / B2B
Payment Gateway
A merchant-facing processing platform with smart routing, recurring billing and developer-first APIs — built for marketplaces and SaaS.
Core modules
Payment ProcessingRisk EngineAPI InfrastructureMerchant Portal
Talk to an architectWhat you ship
01
Card, bank, wallet and crypto payment methods
02
Recurring billing and subscription engine
03
Real-time fraud and risk scoring
04
Automated settlement and reconciliation
05
Hosted checkout, SDKs and REST APIs
99.99%
uptime SLA
<200ms
auth latency
PCI L1
certified
04 / HYBRID
Crypto + Fiat Platform
A unified product that lets users move seamlessly between crypto and fiat — wallets, ramps, DeFi connectivity and yield, on one ledger.
Core modules
Blockchain CoreWallet MPCExchange IntegrationDeFi APIs
Talk to an architectWhat you ship
01
MPC and Web3Auth wallet integration
02
Fiat on/off-ramps in 40+ markets
03
Multi-chain support (EVM, Stellar, Solana)
04
DeFi protocol connectivity
05
Yield, staking and lending products
8+
chains supported
1:1
fiat-crypto parity
MPC
key custody
Why YP Financial
One platform, every model.
4-6
Weeks to launch
50+
Countries supported
24/7
Technical support
EU
Regulated entity