We build the financial infrastructure that powers global fintechs.
YP Financial is a European fintech infrastructure company headquartered in Tallinn, Estonia. We develop white-label banking platforms, blockchain payment rails, and compliance systems for digital banks, payment platforms, and fintechs operating across 8 countries on three continents.
A technology company redefining how money moves.
We provide the infrastructure, APIs, and tools that help fintechs, banks, and payment platforms connect, transact, and scale worldwide — without rebuilding the financial stack from scratch.
Built in Europe, regulated standards
Estonian OÜ structure with EU-grade governance, data protection, and operational rigor inherited across every product.
Modular, API-first architecture
Compose the stack you need — accounts, payments, wallets, compliance — and ship a bank-grade product in weeks, not years.
Fiat and blockchain, one platform
SWIFT, SEPA, ACH and on-chain rails operated under a unified ledger so your clients move value across systems seamlessly.
Compliance embedded, not bolted on
KYC/KYB, AML monitoring, and sanctions screening run as native primitives — auditable, configurable, and always on.
Empowering the next wave of global fintech.
Enable financial innovation anywhere in the world through accessible, compliant, and interoperable technology.
A unified financial ecosystem where money moves as freely as information — across banks, borders, and blockchains.
Five principles that guide every decision we make.
Innovation first
We design modular technology that evolves as fast as the fintechs we serve.
Security by design
Every product meets enterprise-grade security, privacy, and resilience standards.
Compliance ready
AML, KYC, and regulatory logic are embedded into the infrastructure from day one.
Partnership driven
We grow with our clients — long-term collaborations that create real impact.
Global mindset
Our team operates across continents, connecting emerging markets to global liquidity.
We work as an extension of your team — long horizons, clear contracts, transparent roadmaps.
Technology built with compliance in mind.
YP Financial focuses purely on technology — every product integrates industry-standard compliance modules so partners launch fast while remaining aligned with international best practices.
See the compliance stackKYC & KYB verification
Identity and business onboarding with document checks, biometric liveness, and risk scoring.
AML transaction monitoring
Rules + behavioral analytics across fiat and on-chain movements, with full audit trail.
Sanctions & PEP screening
Continuous screening against global watchlists with configurable thresholds and review queues.
Travel rule & reporting
Native support for crypto travel rule and regulatory reporting formats across jurisdictions.
Operating across three continents, serving the world.
From our headquarters in Tallinn, Estonia to hubs across the Americas — United States, Colombia, Bolivia, and Chile — YP Financial maintains a truly global footprint.
Build your fintech. Powered by our infrastructure.
Launch faster, operate smarter, and connect globally — on a stack used across three continents.